The Debt Arrangement Scheme (DAS) is a statutory debt management scheme introduced by the Scottish Government to help you repay your debt(s). Under DAS, you can apply for a Debt Payment Programme (DPP) that allows you to pay off your debt(s) free from interest and charges over an extended period of time, ensuring payments are set at a realistic level whilst giving you protection against any legal action from your creditors and safeguarding any assets.