Options for paying off debts

We are one of Scotland's leading insolvency firms and will help you to deal with your debt using formal, legislated solutions.

Do I Qualify

Repaying debt in Scotland

Harper McDermott will provide you with advice on all available options for repaying your debt in Scotland, click below for more information

Trust Deed

A Protected Trust Deed can help you write off unaffordable debts and become debt free in a 4 year period, protecting you from creditor action, freezing interest and allowing you to make one, affordable payment to repay part of your debts.

Sequestration

Sequestration is the Scottish legal term for bankruptcy and is an option for individuals with unaffordable debt.

DAS

The Debt Arrangement Scheme is a statutory debt management plan, freezing interest, protecting your assets and allowing you to repay our debts in full in a reasonable timescale.

MAP

Minimal Asset Process (MAP) is a route into bankruptcy for individuals with minimal assets and no disposable income, all debts can be written off in a 6 month period, providing all qualifying criteria are met.