Scotland's most trusted debt solutions provider
With over 11,000 5 star reviews, Trust Deed Scotland®, part of the Harper McDermott group, is one of Scotland's largest insolvency firms, with over £250m of debts under our management.
Free debt counselling, debt adjusting and providing of credit information services is available to customers by contacting Money Helper.
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
What we can do for you
Harper McDermott provide tailored debt advice on all available debt solutions in Scotland. We make sure that our customers get personalised debt advice based on their affordability, lifestyle and needs.
Make affordable monthly payments
Reduce all your debt payments down to one, manageable monthly amount.
Freeze interest and charges
It's hard paying off debts when creditors constantly add charges. We can stop these for you.
Minimise or stop collection calls
Once a plan is put in place, calls from the people you owe to will reduce and then eventually stop.
Write off your unaffordable debt
On completion of your chosen plan, all debts included in your plan will be written off.
A little about us
Since 2009, Trust Deed Scotland®, part of the Harper McDermott group, has grown to be an established household name for debt help.
Our advice team have helped over 30,000 people in Scotland with their unaffordable debt.
Whether you have a Trust Deed or a Debt Payment Plan under the Debt Arrangement Scheme, we are here to answer your questions and support you at all times.
Harper McDermott will support you every step of your debt journey, guiding you through key milestones and helping you navigate any changes in your circumstances along the way.
What Our Customers Are Saying
Types of Debt We Help With
We provide debt solutions that can be used to manage many unsecured debts, including:
Latest Insights
Customer Podcast – Debt Help Journey
22nd November 2024
Harper McDermott and Blethered with Sean McDonald recently spoke to one of our customers, Becky about her experience with unaffordable debt. Listen here. Becky’s Debt Help Journey...
Talk Money Week 2024
5th November 2024
The 4th November 2024 marks the start of UK Talk Money Week. The annual event is run by Money and Pensions Service, usually falling on the second week...
World Mental Health Day
10th October 2024
The 10th of October marks the annual return of World Mental Health Day. This year, we are supporting the theme put forward by World Federation of Mental Health...
Macmillan Coffee Morning
8th October 2024
Harper McDermott hosted an annual Macmillan coffee morning to support with their cancer care services. We are happy to announce that we raised £570 for Macmillan Cancer Support....
Saving Money as a Wedding Guest
3rd July 2024
Wedding season is here. It’s time to celebrate with your friends and family as they mark a new chapter in their lives. However, when finances are tight, this...
Cost of Living Crisis
3rd June 2024
New polling figures show that 84% of people in debt attribute the rising cost of living, including groceries and utility bills, to the reason for their debt problems....
What are the Costs of Owning a Pet?
14th May 2024
With nearly 60% of us in the UK owning a pet, we are clearly a nation of animal lovers. Bringing us comfort, companionship, and – of course –...
Women in Debt
12th December 2023
According to StepChange, over 60% of their new clients are female. That doesn’t mean that women struggle with debt more than men. It could mean that women are...
Harper McDermott becomes Employee Owned
2nd February 2023
LEADING personal insolvency firm Harper McDermott Ltd, one of the largest providers of Protected Trust Deeds and Debt Payment Plans under the Debt Arrangement Scheme in Scotland is...
