No. Your home is not affected. DAS was brought in by the Scottish Government so that people could have access to a safe way of paying back their debts without any risk to their homes. In fact, DAS should make it much less likely that you would lose your home as it should be easier for you to afford your mortgage / rent payments and therefore reduce the risk of you defaulting. Moreover, you cannot be sequestrated (made bankrupt) by your creditors once in an approved DAS DPP, which would otherwise put your home at risk.